CHF to USD — Swiss Franc to US Dollar Converter
Live CHF/USD rate at the mid-market price. Free, accurate, updated every page load.
The Swiss franc to US dollar rate is one of the most watched safe-haven currency pairs in the world. Traders, Swiss expats, US investors, and travelers to Switzerland check CHF/USD daily — and the spread they pay depends heavily on where they convert.
This page gives you the live CHF/USD mid-market rate from the same ECB and market data feeds used by financial newsrooms. Below the converter: historical charts, a forecast section, a full conversion table, and an honest comparison of transfer services so you don't hand your money to a bank's 3% spread.
CHF/USD — 30 Day Trend
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Today's CHF to USD Rate Summary
Today's Rate
30-Day Range
30-Day Change
The CHF/USD rate tracks mid-market prices live. For where analysts expect it to move next, see our CHF to USD forecast.
Popular CHF to USD Conversions
Live conversion pages for the most common Swiss franc amounts. Each page shows context, a conversion table, and nearby amounts.
Reverse direction:
USD to CHF (US dollars to Swiss francs)CHF to USD Conversion Table
Standard Swiss franc amounts converted to US dollars at the live mid-market rate.
| CHF | USD |
|---|---|
| 1 CHF | — |
| 5 CHF | — |
| 10 CHF | — |
| 20 CHF | — |
| 50 CHF | — |
| 100 CHF | — |
| 200 CHF | — |
| 500 CHF | — |
| 1,000 CHF | — |
| 2,000 CHF | — |
| 5,000 CHF | — |
| 10,000 CHF | — |
| 50,000 CHF | — |
| 100,000 CHF | — |
Need a specific amount? Use our CHF to USD calculator.
Understanding the Swiss Franc to US Dollar Rate
The mid-market rate shown here is the midpoint between buy and sell prices on global currency markets — the rate banks use when trading with each other, and the fairest benchmark for any CHF/USD conversion.
The franc's strength comes from structural factors: Switzerland runs a current-account surplus near 7% of GDP, the SNB holds over 800 billion CHF in reserves, and the country's political and financial stability makes the franc a default safe-haven during global stress. When markets panic, CHF usually rallies against USD.
Day-to-day, CHF/USD moves on Fed vs SNB rate differentials, Eurozone stability (EUR and CHF are tightly correlated), and global risk sentiment. The SNB's willingness to intervene — it did so aggressively during the 2010s eurozone crisis — still shapes expectations.
For historical context including the 2015 SNB flash crash, the 2022 parity break, and the franc's long-term rise against the dollar, see our CHF to USD history page. For the short-term outlook: CHF/USD forecast.
How to Get the Best CHF to USD Rate
The rate you receive depends on the provider. Swiss retail banks (UBS, PostFinance, cantonal banks) mark up the mid-market rate by 2-3% and charge 10-25 CHF per wire. US banks do the same in reverse. Airport counters at ZRH, GVA and JFK apply 4-6% spreads — avoid them.
Online transfer services (Wise, OFX, Currencies Direct, Revolut) publish their fees upfront and offer rates within 0.4-0.8% of mid-market. For a 10,000 CHF transfer, that's the difference between losing $200 or losing $50.
For day-to-day travel, a no-foreign-fee debit card (Charles Schwab, Revolut, Wise) withdrawn at a Swiss ATM (UBS, PostFinance) gives the fairest on-the-ground rate. Always decline "dynamic currency conversion" when the terminal offers to charge you in USD — the merchant's rate is always worse than your bank's.
For large transfers (50,000 CHF+), specialized FX brokers like CurrencyTransfer or Moneycorp can negotiate below Wise's published rate. See our CHF/USD transfer comparison.
Who Uses a CHF to USD Converter
Forex traders
CHF/USD is one of the most liquid currency pairs. Day-traders and macro investors track the rate minute-by-minute because the Swiss franc moves on safe-haven flows that other pairs don't.
Swiss expats & cross-border workers
Over 80,000 Swiss citizens live in the US. They convert salary, pensions, rental income and inheritance between CHF and USD regularly — and the rate they get determines real purchasing power.
Travelers & remote workers
Switzerland is one of the priciest travel destinations. Knowing the live Swiss franc to US dollar rate lets travelers budget accurately and spot when a restaurant is quoting in USD at a worse rate than pesos.
CHF to USD — Frequently Asked Questions
What is the current CHF to USD exchange rate?
The live Swiss franc to US dollar rate is shown at the top of this page and updates each time you load it. CHF/USD has traded between 1.05 and 1.15 through 2024-2026, meaning 1 CHF typically buys slightly more than 1 USD.
How much is 1 Swiss franc in US dollars?
One Swiss franc is usually worth $1.05 to $1.15 USD depending on the day. Use the live converter for the exact current value. For detailed breakdowns, see our 1 CHF to USD page.
Why is the Swiss franc stronger than the US dollar?
The CHF is considered a safe-haven currency — it strengthens when global markets get nervous. Driving factors: Switzerland's current-account surplus, the Swiss National Bank's conservative monetary policy, political neutrality, and the franc's historical role as a store of value. The franc broke parity against the dollar in 2011 and has stayed above it since.
What is the cheapest way to convert Swiss francs to US dollars?
Digital transfer services like Wise, OFX and Currencies Direct consistently offer rates 0.4-0.8% above mid-market — far better than Swiss retail banks (2-3% spreads) or airport counters (4-6% spreads). For six-figure transfers, private FX brokers can beat even Wise on negotiated rates.
What was the CHF flash crash of 2015?
On January 15, 2015, the SNB unexpectedly removed the 1.20 cap against the euro. The Swiss franc surged 30% in minutes, wiping out hundreds of millions at brokers that had allowed highly-leveraged CHF positions. It remains one of the most violent currency moves in modern forex history. See our flash crash guide for the full story.
Does the Swiss National Bank still intervene in the franc?
Yes. The SNB holds over 800 billion CHF in foreign reserves — one of the largest FX balance sheets per capita in the world — accumulated through interventions to weaken the franc. Direct interventions are less frequent since 2022, but the SNB continues to guide the currency through rate policy and occasional market operations.
What moves the CHF/USD rate day-to-day?
Main drivers: US-Swiss interest rate differential (Fed vs SNB), global risk sentiment (CHF strengthens on fear), Eurozone stability (CHF and EUR are closely linked), gold prices (the franc correlates with gold), and Swiss trade data.
Is CHF to USD the same as USD to CHF?
They are inverse rates. If 1 CHF = 1.10 USD, then 1 USD = 0.909 CHF (1 ÷ 1.10). Use our USD to CHF converter for the reverse direction.